WOW...!!!
I initially took one look at the length of Xen's post and first time I just ignored it... too long.
But this AM with a cup of coffee and some time between appointments I "Forced" myself to read it..
Probably one of the better post I have seen to date and is well thought out and on target..
Thanks for the Post!!! I'll probably plagiarize and modify it for some of my wantabe investors!!