Oops, I'm sorry Makin Money. You did say you did an interior. My mistake.

No, this was an interior order. I saw the inside. Also, the former MLS listing said both units were rented. Good point though.

We've had a good number of bpos where the public records show something different from the last listing info or from what looks obvious on the outside/inside. We don't complete a bpo without calling first to see how the bpo company wants it done (normally, whatever their appraisal shows). It's their call. We just make sure to note any discrepancies in the comments. Just because someone puts in two kitchens and calls it a "duplex" doesn't mean that it legally conforms. It's really hard to get the approval for zoning changes here.

Bingo!!!

That happened to me on the Daycare BPO. Lender was NOT happy about the deceit on the part of the owner & appraiser!

I call em as I see em!

Scott

Yes, wscottfunk, that's the way I see it. It is what it is. I do note in the order if there are discrepancies but the value would have been about $25,000 higher if I would have changed it to SFR. They would never get that out of it.

What determines the type of property is the zoning. If you have any questions about what it is, check the zoning with the zoning office. Also, check the deed. It may be a single family attached, if there is a different owner and parcel id for each side.

In general, if the subject has two utility meters, it's a two unit. One meter with seperate kitchens, etc., MIL suite.