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#456897 - 03/11/17 01:46 PM Is it too soon to start?
*Kim* Offline
Junior Member

Registered: 03/11/17
Posts: 1
Loc: South Carolina
Need some advice - My apt lease is up Oct 3 and I won't be signing another lease. It's not worth what I'm paying which is $800 rent alone. Add utilities and I'm paying about $1100.00. I'm wanting a house closer to work (Been there 2 years) but I don't want to buy someone else's problems or have to do a lot of upgrading on a house. I don't want to go over $100,000.00 but rather stay in the $80's. Not sure what goes on with the mortgage process or how long it takes I just want my ducks in a row when it comes time to tear the contract up and say I'm done with apts.
Is getting in contact with a realtor too soon or should I wait a couple more months?

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#456902 - 03/12/17 12:48 AM Re: Is it too soon to start? [Re: *Kim*]
JohnN Offline
Member

Registered: 11/21/13
Posts: 227
Loc: Minnesota
Before you start with the Realtor you need to get prequalified with a mortgage lender. Your first step is to start that process and see where your income and comfort level will take you.
For convenience you could sit down with the lender at whatever bank or credit union you currently use to start the process.
Good luck.

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#459328 - 10/09/17 10:37 PM Re: Is it too soon to start? [Re: *Kim*]
laurelsantos Offline
Junior Member

Registered: 10/09/17
Posts: 1
Loc: Philippines
I actually just got a house loan. I think it would be better if you would familiarize your self first on the mortgage process before proceeding.


Edited by Admin (10/10/17 06:39 AM)
Edit Reason: url removed

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#459330 - 10/10/17 05:43 AM Re: Is it too soon to start? [Re: laurelsantos]
Vermont Offline
Major Contributor

Registered: 04/12/08
Posts: 7678
Loc: Vermont's North-East Kingdom
Originally Posted By: laurelsantos
". . . it would be better if you would familiarize your self first on the mortgage process before proceeding . . ."

I disagree; Kim can't wait any longer as her Lease already expired last week !

S/he who hesitates is lost . . . . or they solved their problem without informing us.
_________________________
Dale C. Hittle of GOLDEN RULE PROPERTIES in Glover, Vermont
Where We're Always Striving To Put Together "THE FAIR DEAL"

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#459331 - 10/10/17 07:23 AM Re: Is it too soon to start? [Re: Vermont]
JohnN Offline
Member

Registered: 11/21/13
Posts: 227
Loc: Minnesota
Originally Posted By: Vermont
Originally Posted By: laurelsantos
". . . it would be better if you would familiarize your self first on the mortgage process before proceeding . . ."

I disagree; Kim can't wait any longer as her Lease already expired last week !

S/he who hesitates is lost . . . . or they solved their problem without informing us.

They might be living in their car waiting to hear back from us. laugh

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#459349 - 10/12/17 12:08 PM Re: Is it too soon to start? [Re: laurelsantos]
Long Walk Offline
Member

Registered: 06/27/08
Posts: 43
Loc: New Hampshire
" actually just got a house loan. I think it would be better if you would familiarize your self first on the mortgage process before proceeding."

Good initiative on offering your advice.

Echoing other posts, you may be tardy.

Like this: what did the doctor say to the skeleton in the examining room? You're a little late, aren't you?

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