I'd like to ask what others do for insurance as full time agents who do not rely on spouses for their insurance coverage?
Any advice is appreciated.
FT agents get squat for benefits, although I believe KW has some sort of profit sharing gig (I have never worked for them).
We get none of the following: health insurance, 401K, PTO days or paid vacations, and the IRS can tax you more because you are considered self-employed (look into possibly incorporating yourself).
The benefit is you are your own boss, and your hours are flexible depending upon your client load and your own personal needs.
I pay for my own health insurance, which costs me about $4,200 a year as a single person (not ACH). Good luck, and I agree DO NOT quit your day job!!!!