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#457030 - 03/24/17 07:57 AM Health/Medical Insurance for Newbies
Drake Hawkins Offline
Junior Member

Registered: 03/22/17
Posts: 2
Loc: Texas
Hello all,

I am a new agent in DFW area Texas. I am in a dual career position currently only because I am the one in the family that provides medical/health insurance for the everyone. I'd like to ask what others do for insurance as full time agents who do not rely on spouses for their insurance coverage?

Any advice is appreciated.

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#457032 - 03/24/17 09:21 AM Re: Health/Medical Insurance for Newbies [Re: Drake Hawkins]
Vermont Offline
Major Contributor

Registered: 04/12/08
Posts: 7640
Loc: Vermont's North-East Kingdom
If you insert "health insurance" in the SEARCH box in the right hand column, you'll be rewarded with over 200 historical posts regarding this matter.

That'll get you started . . . . and may generate more questions than it answers.

PS: Always include "quotation marks" for multi-word searches.


Edited by Vermont (03/24/17 09:31 AM)
Edit Reason: Added PostScript
_________________________
Dale C. Hittle of GOLDEN RULE PROPERTIES in Glover, Vermont
Where We're Always Striving To Put Together "THE FAIR DEAL"

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#457039 - 03/25/17 06:17 AM Re: Health/Medical Insurance for Newbies [Re: Drake Hawkins]
Bigtoe Offline
Major Contributor

Registered: 10/14/07
Posts: 2220
Loc: Outer Banks
I buy it.
_________________________
Your Outer Banks real estate agent. Helping people buy and sell OBX real estate since 1989.

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#457042 - 03/25/17 09:06 PM Re: Health/Medical Insurance for Newbies [Re: Drake Hawkins]
Tex Offline
Member

Registered: 02/11/14
Posts: 207
Loc: TX
Originally Posted By: Drake Hawkins
Hello all,

I am a new agent in DFW area Texas. I am in a dual career position currently only because I am the one in the family that provides medical/health insurance for the everyone. I'd like to ask what others do for insurance as full time agents who do not rely on spouses for their insurance coverage?

Any advice is appreciated.


Drake, DO NOT QUIT THE DAY JOB!

TEX
_________________________

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#457195 - 04/03/17 10:48 AM Re: Health/Medical Insurance for Newbies [Re: Drake Hawkins]
Analog Man Offline
Major Contributor

Registered: 07/22/07
Posts: 2048
Loc: Tampa Bay
Originally Posted By: Drake Hawkins
I'd like to ask what others do for insurance as full time agents who do not rely on spouses for their insurance coverage?

Any advice is appreciated.


FT agents get squat for benefits, although I believe KW has some sort of profit sharing gig (I have never worked for them).

We get none of the following: health insurance, 401K, PTO days or paid vacations, and the IRS can tax you more because you are considered self-employed (look into possibly incorporating yourself).

The benefit is you are your own boss, and your hours are flexible depending upon your client load and your own personal needs.

I pay for my own health insurance, which costs me about $4,200 a year as a single person (not ACH). Good luck, and I agree DO NOT quit your day job!!!!
_________________________
Music is the only sensual pleasure without vice. (Samuel Johnson, English Poet 1709-1784)

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