Real Estate Agents LO’s and Brokers check out or amazing stated programs:

Program 1.
SISA / O/O Second Home or N/O/O
1-4 Units / Condo
65% to $400K
60% to $2MM
Foreign National OK.
Minimal Documentation.
No minimum FICO, Credit will be pulled and must be derog. free last 12-24 Mos.
Orange, Los Angeles, San Bernardino, San Francisco, Alameda, San Mateo, Santa Clara, Sacramento,
San Joaquin Counties Only !!!!!

Program 2.
O/O SIVA HELOC for S/E
$100,000 - $500,000 or 60% CLTV
$500,000 - $1,000,000 or 60% CLTV
6% Lifetime Floor and 18% Lifetime Cap
10 Yr. Draw – 15 Yr. Amortization thereafter.
SFR, Condo, & 2-4 Units
$50.00 Annual Fee and $1,000.00 Set-Up Fee
Southern CA Only !!!!!

Program 3.
720+ FICO O/O or Second Home for S/E only
$420,000 - $1,500,000
Max LTV 70%
$1,000.00 Bank Costs plus cost of appraisal ($500+/-) plus escrow, title and the usual.
Cash-Out to $250,000 OK
No Limit on Properties Financed
24 Mos. of PITI Reserves a must
No Seasoning Required on Refinances
Foreign National OK 70% to $1.5MM - 60% to $3MM
Nationwide !!!

Program 4.
SIVA 700+/- FICO O/O or 2nd Home
$250,000 - $3,000,000+
Max LTV 50%
3/1 Arm 5.250% I/O
3/1 Arm 5.000% P&I
$1,000.00 Bank Costs plus 0.50 Point plus cost of appraisal ($500+/-) plus escrow, title and the usual.
N/O/O add 0.750% to Rate
Cash-Out to $1,000,000 OK
No Limit on Properties Financed
Corp., LLC, Trust OK
Must Have Assets and Reserves - 12 Months PITI
No Seasoning Required
Los Angeles and Orange Counties Only !!!

email me at andre@pmcmortgageloans.com