Never thought of that one. Classic. Perhaps I should add that, since I do them at home, I am also naked when I submit them also.

(Hope none of my AM's see this, as it might creep them out)

I thought I was the only one to work at 3-5:00 AM. It is when I am the most productive.

OMG... ROFL!

I forgot until just now, I remember a few years ago having an agent call me because she wanted to present her buyer's offer at 7PM that evening to the seller.

I asked her if she could get to the airport by 11AM, since that was probably the last flight to California that would get her there by 7PM.

She wasn't amused.

When I was just starting out in this business in 1997 one of my first offers to purchase included a contingency that the BA would present the offer to the seller. Not being very confident as a rookie, I asked my broker about it. She told me that indeed the buyer could ask to present the offer but it was up to the seller to agree. So if a buyer/agent wants to wait as we wade through the REO bureaucratic swamp to get permission from the seller, so be it, I'll ask but don't get your hopes up or expect to present the offer anytime soon.

My favorite is when I receive an offer with a hand written list of repairs/reasons why the offer is so low (written by the buyer). Usually I just scan it and send it to the AM, and try to incorporate it into the fill-in forms as much as possible. I've had some very amusing replies from AMs who received these gems! And the buyers always ask, "Does the bank know the house needs this much work?" I impress myself with my own restraint in answering that question!
Speaking of questions, do these "How-to REO" courses teach that there is no contract until both parties have signed the documents?

I have a simple standard answer to that.

"Yes, Of course the bank knows the condition as I explained that to them in the market analysis. That is why they priced it so agressively and are selling it "AS IS" as opposed to doing repairs and listing it much higher than it is. I have worked with this particular seller for an extended period of time and they seem to trust my judgement as they listed it at my recommended price. They did their negotiations, with the knowedge of the condition, in the list price. Also, please see our solds for the past year and note that most sell over list with multiple offers. That is because the bank priced them correctly up front just like they did this one."

There tends to be a long pause on the other end of the phone at the end of that statement.

I love the "have you seen the inside of this place" calls.

Yeh, do you think the magic photo genie snuck in and took those photos on the MLS?

Ahhhh to have the magic photo genie. Not quite, but close to, as good as the "Magic Buyer" our conventional resale customers believe is out there who will pay way too much for the property just because they fell in love with the house and must have it regardless of price.

I love that "magic photo genie" comment.

I'll take the other side here. When I was managing REOs for a certain (recognizably named) broker in 2010, there were a lot of agents in the local area who did not trust him or the person who did the job before me. And several agents wanted to simply call me up & have me input the info as they dictated it and I wouldn't do that.

To build a better working relationship, & clear up misconceptions, I would invite an agent occasionally to come over to my office & look at the screen I was filling in on Equator. Nothing proprietary about that, they didn't get any AM info from that, couldn't see any other offers, nothing. All they could see was their offer being input. It was an eye-opening - & sometimes humbling - experience for several. And it improved working relationships between the REO dept. at that company and many realtors in our area. So, sometimes, it's worth it to let the buyer's agent sit there & watch you.

I have no issue with them being present when I upload an offer. I'll be entering the offer at 2:30 this afternoon, it should be completed by 2:45. See you then.