What will you do on this case?

What I do is:

Look for an old MLS listing
Look for properties located between and see if tax records matchs those located between.
Look on Google Maps, print screen and attached it to the order.

Any other suggestions are welcome, every day Qc is going more crazy with this issue and I understand their concern.

When the happens I take a street sign photo showing that I was on the right street, and upload that as the address verification photo. Then my blanket statement in the report says....


Please note that actual address verification photo is not available for the subject property, as this home does not have a street number out front or on the mailbox. BPO agent is sure that the correct home was photographed due to its location among clearly marked homes on this street.

I hope this helps, good luck!

If I can, I make pics of addresses nearby. I make a pic of street sign; and then put verified by "agent knowledge of area". Haven't had any problems so far.

I upload a photo of the street corner sign and add this verbage

"Address verification was unavailable for subject. Address was verified by using the addresses of the surrounding homes."

Ive never had a problem.

I will upload an old MLS photo, current assessor photo, or photos of the numbers on the adjacent properties. All three have worked with no issues as long as you explain what your address verification photo is and why you didn't have the traditional address verification photo.

This is why I save all my mailbox photos.
If I am at 18 Whatever St and there is no visible number, I just take a photo of a mailbox with that number while on my way to the next BPO or on the way home. I was hoping we could start a thread here with all mailbox photos starting with #1 but I have to learn how to upload a photo first. OK who wants to start it.
One time I uploaded a copy of the assessor photo to prove that I had the right house for JokeTeck, but they said I should have taken a photo of the number of the neighboring house. That proves nothing, if I am at 18 I can take a number 16 on any street. Same with street signs, sometimes they just are not there. So I can just find a street sign with the same name in my town. It proves nothing. My other option is to learn how to photoshop. Just upload a mailbox and photoshop the number that you need.

I've never had a QC problem with address verification. If there is no address on the subject, none on the curbside, or none on the mail box, I take photos of the property address from each side of subject. If that fails, I take a picture of the street sign, along with the comment. "subject location was verified by subdivision plat map". I think QC has a photo from a prior appraisal from their client. I've never had an address dispute, assuming I took a picture of the right house....lol. If I'm heading into an area that I'm not that familiar with, I pull tha plat map, and take it with me.

happened twice to me last month, luckily though, the properties were listed before and matched the pictures from prior mls listings, so I just uploaded the pictures from the prior mls listings and commented "House matches prior photos from prior MLS listings.

I see absolutely NO reason to BS them, give them a phony address from a different street. I would not have considered that and still wouldn't, surprised that was offered as an option.
I tell them somthing like, "Subject has no address on structure, mailbox or curb. Address was verified through county maps and neighboring properties"...I have ran into this countless times with many providers and have never had a problem with it. This is quicker and it is honest to boot.

If you use a bogus mailbox, it could call the other reports into question, where by the other agent(s) reported no visible address. So then QC could go into action trying to figure out the reason for the discrepancy. And that opens up a can of worms for you.

Well, its dishonest to begin with and second, there is no reason at all to do that. Explain there is not address and document how you verified it was the correct property. Away you go.

I take a photo of the GPS screen that states property XXXX is located to your right.... Then an explanation that there is no visible address on the property. Never an issue.

I think what I do make sence. Google Maps print screen or previous MLS or subject is located between so and so.

SMG is right on.

I take a piece of paper and write the house number on it. Hold it in front of the camera and click. Just kidding. I do what SMG does. No need to take pictures of other house numbers. I prefer not to hang out on a street for that long taking pictures of to many homes. The street sign picture though is a good idea.

I do have a Sharpie pen that I keep in the car, that I will use from time to time if the house is vacant and without a house number. I'll write the house number on the mailbox, again if I am convinced the house is vacant. There have been times that it looks like someone has done the same thing on some of the houses that I have photographed in the past...lol

I try to screen capture the house with house number on the city/county GIS mapping aerial photo. It give both the house nu er and the street name. Never had an issue.

If you don't submit a house # photo with the order, if you go back to your order about a week after you submit it, with many of the companies, you will see notes on the bottom that someone verified that the bpo was done on the correct house by the use of photos of either a prior bpo or an appraisal.

Walk with stencil and white spray paint and stencil the # on the Curb, Check the # before and after to make sure that the the right house and get the street sign.

I sometimes take pics of the address before and after if they exist, like subject 7179, take pics of 7177 and 7181. Also, I take a pic of the blank mailbox with the note-No address.
So far, I have had no problems with QC.

I dont care for that idea since the gps can be off sometimes. I just bought a new Ford car with navigation and while its right on most of the time, sometimes it's off. My other gps units are the same way. I just take a street sign photo or neighboring addresses and make a note in the form how I determined it was the property.

pva photo if available, if not old mls photo and note why in comments. Never had issue

When all else fails, I'll take a photo of my GPS screen while in the same block as the subject property. It shows the address.

It always amazes me that people don't have their house number in legible letters on their house or mailbox. Imagine if someone is having a heart attack in the house, and the medics are delayed because they can't find the house in the middle of the night.

If it is a vacant interior I have used old mail, building permits, or even summonessesess before.

Y'all must be working for tougher mills than me. I still say a simple explanation of how you determined it was the subject works. Plaon ond English typed into the comments...no documents, GPS photos, bogus mailboxes are needed.....just comments.

[quote=smg]Y'all must be working for tougher mills than me. I still say a simple explanation of how you determined it was the subject works. Plaon ond English typed into the comments...no documents, GPS photos, bogus mailboxes are needed.....just comments. [/quote]

Same here, just a street sign to fill in the photo requirement with a simple - "there is no visible house #" Never had a problem.

I use the photo of the street sign or use the plat map.
My comments are no visible numbers on home or mail box, used plat map,google map or old mls photo match to verify address.

The problem is that in urban areas, many of the street signs at intersections are missing. If the address is something like 321 Elm St and the intersecting streets are numbered, the sign will work (3rd St and Elm, for instance, shows you were there). But often all of the signs have been damaged or stolen.

It's just that some of the mills are anal retentive about it, so using something else that verifies the address saves time and stress later.

Yeah, like when QC kicks-back a file for no address verification on a listed interior. Ummm....hello!!!

Morons.............

I had one interior condo kick-back. How did you identify the correct unit?
Um- You provided the POC # who gave me the lockbox code as well as you provided the Tax ID number with the order.

These strange complaints are from the weekend QC crew.

I copy picture from my local tax office website and use it as address verification with note saying: Address not visible from street and attached Auditor photo used for verification.

Works every time

Doin' and smg both have great points. Just explain how you determined which house is the subject.

I bought a set of house numbers at home depot, and I have an old piece of siding from an REO. You can make any number you need.