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#352858 - 09/30/10 01:39 PM FYI #@$! hit the fan for Chase
BoneFish Veteran Member Registered: 11/09/08 Posts: 550 Loc: REO - Capital of the World	Similar to GMAC deal
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#352866 - 09/30/10 03:00 PM Re: FYI #@$! hit the fan for Chase [Re: BoneFish]
BpoBill Major Contributor Registered: 09/24/06 Posts: 1967 Loc: US	Okay.... Details?
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#352870 - 09/30/10 03:06 PM Re: FYI #@$! hit the fan for Chase [Re: BpoBill]
CALIF DREAMING Veteran Member Registered: 08/01/06 Posts: 1123 Loc: Downey, California	http://www.thetruthaboutmortgage.com/chase-halts-foreclosures-in-process/ _________________________ "People rarely succeed unless they have fun in what they are doing"....Dale Carnegie
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#352872 - 09/30/10 03:13 PM Re: FYI #@$! hit the fan for Chase [Re: CALIF DREAMING]
northtxbroker Major Contributor Registered: 05/17/07 Posts: 1858 Loc: Texas	Seriously---why does anybody even pay their mortgage?
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#352875 - 09/30/10 03:28 PM Re: FYI #@$! hit the fan for Chase [Re: northtxbroker]
REbySB Member Registered: 01/05/06 Posts: 354 Loc: San Jose, California	I'm wondering which states are affected. Perhaps they will have information on their website. I guess this is the ammunition needed that the consumer advocacy groups need to move against all of the Banks. I guess they will be working towards short sales for a while as an alternative to get around all of this. _________________________ President of San Jose Association of REALTISTS, (a local chapter of NAREB) Serving the SF Bay Area's Silicon Valley
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#352887 - 09/30/10 05:03 PM Re: FYI #@$! hit the fan for Chase [Re: REbySB]
UrsulaLowther Member Registered: 11/03/08 Posts: 90 Loc: Where Ever the Winds Take Me!	I hope they look at the short sales more now... they have become my absolute worst bank to deal with lately.
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#352889 - 09/30/10 06:04 PM Re: FYI #@$! hit the fan for Chase [Re: UrsulaLowther]
ditty Veteran Member Registered: 12/14/05 Posts: 1304 Loc: Winfield, Mo	OH...my...I had a scare...the other day...over nite FedEx on my door from my lender...Chase...seems they want to offer me a discounted rate....4.5 from a 6%...because I am a responsible borrower! We called ...we took it...no fees...I dont know....maybe a stip on the whole nightmare... _________________________ Beware the barrenness of a busy life...Socrates Let go...or be dragged...Zen
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#352998 - 10/01/10 01:48 PM Re: FYI #@$! hit the fan for Chase [Re: ditty]
BpoBill Major Contributor Registered: 09/24/06 Posts: 1967 Loc: US	Originally Posted By: ditty OH...my...I had a scare...the other day...over nite FedEx on my door from my lender...Chase...seems they want to offer me a discounted rate....4.5 from a 6%...because I am a responsible borrower! We called ...we took it...no fees...I dont know....maybe a stip on the whole nightmare... Wow thats awesome. I would love it if USbank offered me that.
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#353002 - 10/01/10 02:18 PM Re: FYI #@$! hit the fan for Chase [Re: BpoBill]
nomba2 Member Registered: 02/12/07 Posts: 187 Loc: Illinois	Ditty, did you have an ARM that was about to reset downward? This is the first I've heard of a bank in such a rush to reduce someone's interest rate.
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#353004 - 10/01/10 02:34 PM Re: FYI #@$! hit the fan for Chase [Re: nomba2]
Don Price (Pine) REO-BPO-R.E. Mod Major Contributor Registered: 03/12/08 Posts: 3272 Loc: Pinehurst, NC	Originally Posted By: nomba2 Ditty, did you have an ARM that was about to reset downward? This is the first I've heard of a bank in such a rush to reduce someone's interest rate. Good question - I was just happy for Ms ditty - didn't think about an ulterior motive. _________________________ Donald Price (Don) Pinehurst, NC 'America's Home of Golf" Pinehurst Real Estate \| REO-BPO-Brokers.com \| Blog \| Join active\|rain \| Twitter \| Facebook
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#353019 - 10/01/10 05:43 PM Re: FYI #@$! hit the fan for Chase [Re: Don Price (Pine)]
Midwest Rose Member Registered: 09/11/07 Posts: 308 Loc: Midwest	I have actually heard about a number of these. The borrowers are contacted and offered a lower rate - seems absolutely amazing to me, but it seems Chase is doing it regularly around here! _________________________ REALTOR®, Broker/Salesperson Owner 24 years in Real Estate 5 years REO/BPO's
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#353022 - 10/01/10 06:01 PM Re: FYI #@$! hit the fan for Chase [Re: Midwest Rose]
Peace ☼ Member Registered: 06/29/07 Posts: 478 Loc: Chicago	That is nice of them. I have chase, wish they would offer it to me.
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#353027 - 10/01/10 06:23 PM Re: FYI #@$! hit the fan for Chase [Re: Peace ☼]
CandyMan Major Contributor Registered: 07/12/08 Posts: 2480 Loc: California	I have one with GMAC that was due to roll in about 90 days. I made contact with them and asked for a fixed rate of 5% versus the 5.3875% that was currently in place. I was turned down and was told I made too much money (define too much money). When we got to the roll over date, my rate dropped to 2.875%.......Thank you GMAC.....lol. _________________________ PONDERISM: "Life isn't about waiting for the storm to pass........It's learning how to dance in the rain".
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#353034 - 10/01/10 07:42 PM Re: FYI #@$! hit the fan for Chase [Re: CandyMan]
CALIF DREAMING Veteran Member Registered: 08/01/06 Posts: 1123 Loc: Downey, California	Now Bank of America just announced they will be doing the same. _________________________ "People rarely succeed unless they have fun in what they are doing"....Dale Carnegie
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#353051 - 10/01/10 09:19 PM Re: FYI #@$! hit the fan for Chase [Re: CALIF DREAMING]
ditty Veteran Member Registered: 12/14/05 Posts: 1304 Loc: Winfield, Mo	Heck no... no ARM...we were just paying like we should for the past 12+ years...my husband thought it was a catch...but no...I thinking maybe somewere in that bank bail out thing on page...I dont no...maybe on page 10,536 that the banks are to help those out that have done what they originally agreed to do....Like pay their bills...yup....Rose... Im in the midwest too... Edited by ditty (10/01/10 09:23 PM) Edit Reason: darn...I cant spell _________________________ Beware the barrenness of a busy life...Socrates Let go...or be dragged...Zen
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