I completely agree.

Overtheedge and Colobroker: I too have agents calling or just sending me FHA offers pleading and swearing that their lender can do it. I specifically say no standard FHA/VA, and call out the reasons why, in my listings that need it, won't qualify.

Go figure, but these are usually also my highest offers!! I'm not sure if these agents realize that not only when I say it won't qualify due to condition, there's no way an appraiser's value will agree with their offer!

Toilets, Linoleum and Concrete

I like to say, it just needs a "little lipstick" instead. Makes people understand better.

I never use this term in listings because it is way, way, way too vague. I've seen it used to describe everything from a nice two year old house that has a few spots on the carpet and could use a window washing service to a total wreck with three feet of water in the basement, mold on every wall, and the ceiling caving in.

Totally Lost Cause.