What are other agents seeing in terms of consumers coming in with an already selected lender (they've already spoken with a mortgage company and have been pre-qualified/approved), vs. they need to get pre-approved?

Do you get more coming in pre-approved these days or is about the same as before the mortgage debacle?

I think more are coming in pre-approved. Before the mortgage meltdown it was I can get a loan under any circumstances so it was looked at like the last item on the list.

Now serious buyers know sellers want pre-approval letters and NOT worthless pre-qualifications. In fact reo's won't even look at pre-qual's anymore.