BUT ... getting back to what this post id meant to do ... help with any comp, qc or bpo issues, that many of us could help with, if we are given the right information.

There are too many guidelines that make no sense. There are too many qc requests that make no sense. And for the most lucky of us, there are reviwes or reconciliations for our own assets bpos that make no sense.

This thread is intended to attempt in helping us that need it. New or seasoned at this bpo craft all those appraisers are so envious about

LOL

Last year, I had a drive-by order for an estate home on 1.5 acres. It was the beginning of the year. Absolutely no comps - most were either same-aged homes on .12/ac lots or 1+ acre lots with older and much smaller homes. I decided to use the larger lots and adjust for the homes with explanations.

I told her I checked a 5-mile radius and if I went out any further, I would be in the next city. I didn't think those would be appropriate and I'm sure that there probably weren't any comparables anyway. It was the time where nothing was selling. Anyway, we couldn't seem to come to an agreement on what kind of comps to provide. All she kept saying is that the customer is expecting this BPO and we need to produce one. I finally asked her to re-assign it as I was not able to find comparables. She had just sent me another order and said if she reassigned the order, she would also take the new one away. I'm like, whatever. Needless to say I haven't received any further orders which really kind of hurts because they also give listings. Oh well, sometimes, it just isn't worth the time working with people that are unreasonable.

Cat... I've run into a few instances where there were ZERO comps. I called the client and explained I searched beyond the radius scope (up to 5 mi for suburban and 30 mi for rural). I explained that I was certain my BPO would be rejected based on lack of comps and explained how far I went in broadening the search criteria. I tell them it needs to be referred to a "licensed appraiser" based on the necessity of expanding search criteria far beyond the acceptable scope of a BPO. I've been thanked for the opinion (of course after servere interogation about the scope of my search peramiters). They agreed that they would refer it back to the client for recommendation for appraisal servcices verses BPO service and I wasn't blacklisted for refusing to complete the BPO. I know... some clients just don't get it, but this response has worked for me. If you run into this situation again, try it.

I had another Interior recently... this was a CAN OF WORMS! I found out from the point of contact for access that it was being used for litigation purposes and she was expecting an appraisal! Called the BPO company and they said they were only approved for a BPO order, not an appraisal... they demanded I proceed. Got a call back again from the point of contact saying "go ahead... appt is now scheduled for such and such time... she agreed it was to be a BPO verses an appraisal. Got to thinking about this and I thought.... I'm doing a lousy $85 Interior to be used in court??? No thank you! Called back 24 hrs before the scheduled appt and said this should really be an appraiser's job if it's being used for litigation purposes... please re-assign. I said I was not comfortable doing a BPO for dispute between borrower & lender (I found this out from the homeowner when he called me to confirm the appt). The BPO client said they wouldn't want me to do an evaluation if I wasn't comfortable with the circumstances and they thanked me for my honesty. I thought for sure I'd be blacklisted but I still get the normal flow of orders from them. Sometimes we just have to say NO!!!! Even if the consequences mean the risk of losing the client.