I would build my client base up to where being independent doesn't affect my upcoming deals. With only one year behind you, I don't know how sustainable you will be.
The alternative to having a big brand means that you won't get referrals from the other ends of the business (out of state referrals or calls from general marketing). The overhead that you pay may be more than the net business you receive and then it might be a reasonable move out on your own. But keep in mind that getting the exposure (calls & leads) requires considerable expertiese in marketing. Signage goes so far, but the internet and prior business experience (in another business facet for Prudential)is where a lot of new business comes from (and that can be very expensive too).
The last thing to consider is the cost of running your own business (i.e. leasing a property, insuring your business, setting up the infrastructure etc.). If you have enough capital (two to three years without making anything is a rule of thumb) to do all of this and the business too, then it would probably be okay. Otherwise, it might make more sense to talk to other companies to see what you get and what you pay for their brand.
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Earl Peterson
Stark & Associates
Commercial Real Estate
Office, Industrial,
Retail & Investment Properties
Reno, Sparks & Northern Nevada
www.starktcn.com