Agents Online Real Estate Forums, Discussion, Realtors Marketing Tips

Follow AgentsOnline on Twitter

Click Here to display our logo on your site and link to us!
AgentsOnline Real Estate Discussion Forums Logo

Realtor CommunityA popular online real estate community since 1998!


Sponsored Links
How To Advertise Here
How To Advertise Here

Good Idea!
Realtor Promotion Service

Sponsored Links
(Views)Popular Topics
No new orders today 13130036
Stupid MLS comments. 3330443
What do you know about Froy Candelario, top agent in USA 1218547
Stupid QC comments and BPO requirements. 1088795
New HUD Listing Brokers---Any Update? 1051445
Is there religious content in Buffini class? 839837
Let's talk about our cars 686671
Name that Flick. Great movie Lines. 619322
Pay it Forward - BPO/REO Tips & Tricks I & II 609619
Most common items found at an REO 603196
EML 459235
Main Street 438080
asset val seminar in colorado 419179
assist 2 sell or 1 percent realty? 350340
HOMONYMS - There, Their, and They're 324299
Evalonline 300208
Land America 285053
Mainstreet 261860
Matched Content
Topic Options
Rate This Topic
#256045 - 10/22/08 03:57 AM I have a problem
dfge4 Offline
Junior Member

Registered: 10/22/08
Posts: 1
Loc: usa
Hi to all, I have a problem I don't carry any "full" insurance and I usually get flooded during heavy rain, hurricane etc it will cost to replace the home/contents. my main purchases for that problem was those alternative sand bag and I would like to get the house ready for an inspection so what are the insurances that I have to take am completely lost. What should I do ?

#256047 - 10/22/08 06:18 AM Re: I have a problem [Re: dfge4]
Vermont Offline
Major Contributor

Registered: 04/12/08
Posts: 7805
Loc: Vermont's North-East Kingdom
You'll (probably) be just fine as long as you don't wait until you are inundated with Salt Water. Then nothing can help you ! Good Luck !
Dale C. Hittle of GOLDEN RULE PROPERTIES in Glover, Vermont
Where We're Always Striving To Put Together "THE FAIR DEAL"

#374708 - 05/04/11 09:13 PM Re: I have a problem [Re: dfge4]
JustinGomez Offline
Junior Member

Registered: 05/03/11
Posts: 3
Loc: JustinGomez
Water damage from inside the home, such as broken water pipes, is a standard coverage in home insurance policies. However, damage sustained from outside sources, such as river close to your home overflowing its banks, is not part of a standard home insurance quote.

#377702 - 06/01/11 10:07 PM Re: I have a problem [Re: dfge4]
jducey Offline

Registered: 05/17/11
Posts: 79
Loc: New York
Yes, you have to be covered by an additional flood insurance if you want to be covered. Otherwise everything is out of pocket

#398474 - 01/10/12 03:13 AM Re: I have a problem [Re: dfge4]
Jessica123 Offline

Registered: 12/19/11
Posts: 45
Loc: Glastonbury, CT 06033
Generally, insurance policies do not cover damages due to flood but they would pay for damage from rain coming through a hole in the roof or a broken window if the hole was caused by strong storm winds.
On the other hand, if you have a hidden pipe leaking in your house and water damage occurs, then that would not be covered.

#402796 - 03/06/12 07:04 AM Re: I have a problem [Re: dfge4]
David Anderson Offline

Registered: 02/28/12
Posts: 11
Loc: UK
Generally, Insurance companies do not give any coverage on flood damage. Yes they would pay for rain damages, the water coming from roof or a broken window. This can be cover in insurance policies.

#404426 - 04/04/12 09:49 AM Re: I have a problem [Re: dfge4]
Tandem Realty Offline

Registered: 03/23/12
Posts: 30
Loc: Nashville, TN
I agree with Justin, any outside influence from a natural body of water (i.e. rivers, ocean) would be a separate policy.

#426802 - 08/06/13 07:28 PM Re: I have a problem [Re: dfge4]
spaul8809 Offline

Registered: 07/17/13
Posts: 10
Loc: Canada
I think this is Natural Disaster, so I think that insurance company is also not able to provide you complete protection against this type of miss happening. The best way is to manage by yourself.


Google Custom Forum Search

This Google Custom search may do a better job of searching the forums for some keywords than the old forum search does. The results do not include threads from the Asset Managers Forum however. To search that forum you will need to be actually in the Asset Managers Forum and you will need to use the old forum search below.

Newest Members
JennyB, JimmyZaflow, Sacha25, lilpierogi, Jc78607
30005 Registered Users
Who's Online
4 registered (mikedimitri, Z06Fanatic, likearollinhome, 1 invisible), 46 Guests and 3 Spiders online.
Key: Admin, Global Mod, Mod
Shout Box

Top Posters (30 Days)
Long Walk 23
Vermont 20
estatereal 15
Trouble 14
Mr. Clean 11
Z06Fanatic 10
sualk54 7
Lucky Leonardo 6
Venturepacific 6
jetgetset 6
Roger Perry 6
Artiste 5
RonnieEmz 5
VABroker 5
OverTheEdge 4
Featured Member
Registered: 11/02/10
Posts: 1068

How To Advertise Here

This site presented by RNC Internet Services