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I have my Mothers Condo listed for sale. I will be paying a Realtor a commission for selling it. Is that a scam? I could do it myself. I used to have a Real Estate license, I used to sell real estate myself before I started doing training for realtors in sales and marketing. It will probably cost me $7000 in commissions to sell it. That sure seems like a lot for maybe a half hour of showing the place and maybe another hour of paperwork. What am I paying for exactly?...

Let me jump in here and defend my honor, and my company, please.

Of course you are dead right. There is no "magic formula" as math is math. The United First Financial program has two components to it... a software program and coaching. The software is more sophisticated than a spreadsheet program... but it is still just doing math.

Is a $3500 investment in ones financial future worth it to some people? ... yes.
To others ... no.

It is that simple. Some people think this program is pricey. That does not make it a scam. We all have to make our own judgements based on how well we know ourselves, what our strengths and weaknesses are, what our time is worth and what our goals are. This program will manage unlimited debts and mortgages, and optimize cash flow, in much less time actually, later on in this thread you state that 4% can do it themself, so there is a way to do it yourself than you could ever do yourself.

I have my Mothers Condo listed for sale. I will be paying a Realtor a commission for selling it. Is that a scam? I could do it myself if you could you would, but you obviously see the value in using an agent . I used to have a Real Estate license, I used to sell real estate myself before I started doing training for realtors in sales and marketing why do you not have a license now, what made you get out of the business? . It will probably cost me $7000 in commissions to sell it. That sure seems like a lot for maybe a half hour of showing the place and maybe another hour of paperwork. What am I paying for exactly? if you really were an agent, you would know that a half hour of showings and 1 hour of paperwork wont sell a house. if it were that easy, you would still be selling re.

Sure, some folks bash the UFIRST program. I'm sure some of the "bashers" are well meaning also. However none of the "bashers" have actually SEEN and used the program. They made their judgement based on a look at whatever they could find in the way of marketing materials, a presentation, or by reading others opinions and information on the internet blogs (we know how accurate/scientific THAT is).

I don't have a problem with a real expert "reviewing" a program. But don't you think that a real "review" or opinion should be done the way the car reviewers do? The folks that review cars drive the car for a number of months so they get an accurate feel for it's features and performance. They DON'T review it by looking at the brochures and walking around it simply "eyeballing" it. In fact, in the scientific world, you would give whatever it is to a group to use, and you would also have a "control" group who did not use it, so you could compare the results of the two groups.

In my opinion a true "professional" would never risk their credibility and reputation by offering an opinion about something they have not inspected, seen perform, and actually used.

Part of an agents job is to sell Real Estate, but as a professional, shouldn't you be up on the various tools that help your clients? If you can show a real estate investor how to build a portfolio faster using the same cash flow... doesn't that help him... and make you look good? If you can show a client a simple way to pocket thousands that could have gone to the mortgage company... won't they be able to afford a bigger house next time... and in the meantime... send you more referrals? What about your clients you sold houses to last year that are upside down now? Don't you feel an obligation to help them? And if, by doing so, you can increase your real estate business... how is that a distraction?

Do you wonder if there are people with financial backgrounds that have endorsed this? Of course... I have two accountants and an attorney that are using this program. I have the owners of a large financial planning firm and the owners of a large mortgage company also that are both clients, and agents. Over 80% of my UFirst agents are licensed in one of the big 3... RE, finance or insurance. These are people with fiduciary duties and a license to protect. These are people that don't make snap judgements. They do their due diligence. people in re, finance and insurance are some of hte most gullible people that i have ever run across. we are a breed of people often looking to make fast bucks and are some of hte easiest people to "sell" gimmicks to.

Here are some independent experts that HAVE fully reviewed the program... by using it, "test-driving" it, etc. After looking at all the various features and benefits provided by the program, and the support that United First Financial provides it's clients, they said this...

"Impressive" ...Fred Skousen, PhD, CPA and former Dean of the Marriott School of Business at Brigham Young

"Leader in the industry" & "Editors Choice Award"...Personal Real Estate Investor Magazine.

"It works, 3 of us at the station have been using it since Nov" ...Channel 3 News, Las Vegas

"Outstanding Company of the Month" ...Broker Banker magazine

"Entrepreneur of the Year" ...Utah Region of Ernst & Young (awarded to the founders of UFIRST)

Other experts who have either endorsed the program, or are actually USING the program themselves, include...

Douglas Andrew, author of "Missed Fortune", "Millionaire by Thirty" and "Last Chance Millionaire"

Mark Victor Hansen, author of "One Minute Millionaire" and "Chicken Soup for the Soul."

This is not magic, it's not a scam, it is simply a financial management software tool and a coaching program that provides a service.

Could you do something similar yourself? Sure... everyone knows that. Did you know that statistically only about 4% of people consistently pre-pay on a mortgage though?

95% of UFIRST clients, after 5 years, are still logging in monthly to use the program. Some have already paid off their mortgages and debts.

This program is simple to use, it saves time and it works. As to whether it is the right decision for any particular individual... that is a personal decision they need to make. Are they part of the 4%? If so, then "no," they don't need this.

If they are like many of us though... it might be the best investment they ever make... in a tool, and a program, that has been proven to work and gets results. Sometimes the crazy thing is to do the same thing over and over again... expecting a different outcome. i thought that was the definition of insanity?