I am always confused on the HUD maybe someone can explain. I am represeting the buyer & just got the HUD, I am always confused on the 200's lines. Principal amount of loan is $211k then the seller contributions of $5k are added bringing the amount paid to $217k, why is the seller contributions added? Shouldn't it be deducted. I am always confused on this part. On the seller side it does show as the seller paying.