- There is a difference between getting out of the car to take a picture and going behind the property to take photos of the back (by the way, I get out of the car often, but out on the street). I don't know what type of Drive-By BPOs you are getting, but at least the ones I get don't require a back shot and my clients are perfectly happy with a front shot, an address verification, and one or two street shots, generally. I agree with everyone else here that trying to get anything else that involves setting foot on the property is not worth the small fee I'm getting paid for the job, neither in effort nor risk to my life.

- To arrange for an occupant to get out... do an eviction and the sheriff shows up with you on eviction day. It costs the bank money but, at least in Florida, it's the legal and (generally) safe way to do it.

- How CFKs are handled varies from person to person. My take is, why risk harm or trouble? Comply with the bank's request in the best way you can that doesn't put you in the path of a bullet.

- Handle properties in really bad areas by going in the middle of the day, bringing someone with you, and doing the most basic required work keeping safety in mind. Or, perhaps better, decline the assignment if you can do it without a negative effect on future business.

Adolfo: Thanks for a wonderfully lucid post!

BPO Drone,

I hope you take my comments with a laugh because I am pulling your leg a bit.

Most BPO companies don't want you to tell anyone what you are doing. One company even states a law or case on the bottom of their BPO assignments.

I have done my share of Occ. Checks and CFKs and have no problem knocking on the door. Of course I'm not making $50 for an REO and I need to know what's up with the property at that point.

If I get out of the car my foot is off the gas pedal and it takes more time to "shoot and scoot" on to my next BPO. Time is money.

I do get out of my car for the street shot. I can shoot the verify pic, the front shot and side shot sittin' in my car. I try to get my pics done as quickly as possible.

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For those too timid to get out of the car to take a picture, what do you do when you have to visit the occupant to arrange for their departure from the property?

That initial meet and greet before you can say cash-for-keys can be tricky.

For those too timid to get out of the car to take a picture, what do you do when you get a listing in the ghetto with drug dealers loitering in front?




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It's not about being timid- it's about living to see my kids grow up! I have a husband that I can use on special occasions for 'muscle' if I need it. I take him with me on some interior inspections if I am not comfortable. He is not available for daily drive-by BPO work, so I don't get out of the car EVER. It's just not worth it. Besides, running in high heels is not recomended! ha ha

As a matter of fact, he is going with me tomorrow on an occupancy check... Man I love my hubby

BPO Drone,

I don't think your an agent or know what a BPO is.

Chip

Chip - How can you tell? Is it that obvious?

Rats, I have been exposed and here I thought I was fooling everyone using this BPO lingo.

Cali Broker- I understand you are pulling my leg.

My original post did not come across the way I intended but I learned some things from the answers provided.

I do think the banks can be excessive ordering multiple BPOs for a single property and I question the motive.

I recently did a BPO and the owner flew out and started complaining that a Re/Max lady had just visited to do a BPO.

I will be posting a few more questions dealing with issues that have bothered me over the years. Then I will be done.

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I do think the banks can be excessive ordering multiple BPOs for a single property and I question the motive.

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I think this is done becuase we can come in all over the board. the main reason for this is because we don't see the inside of the home or most of the comp homes. I think they are trying to average out their vaules. Also to make sure that the 1 BPO is on the right track. Just my opinion.