A system exists that cuts as much as 20 years off a typical 30 year mortgage WITHOUT ANY EXTRA PAYMENTS and saves homeowners hundreds of thousands of dollars. My company shows realtors how to use this system to promote sales, and we pay realtors a referral as a thank you. This is a win-win system for realtors and homeowners. Background: the system was developed in Australia over 15 years ago. It is used by homeowners all over the world. It is virtually unknown in the US, but in many countries, it is a financial product offered by banks (HSBC offers it to mortgage customers, but not in the US). My company offers a media kit to realtors to share with clients. We sell the system in the US, and support it's use with education and training. I've posted a video about the Real Estate Cost Reduction System on my website to explains how it works. This is a proven, amazing system and I welcome your questions and comments. It's a great way to help sell your listings. We also have brochures that can be downloaded from our website for realtors to give clients that helps explain it.