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#172298 - 09/27/07 06:38 PM WHO WANTS MY CA. LOAN?
born2sell_81 Offline
Member

Registered: 05/02/07
Posts: 104
Loc: California, Orange county
Here's the situation, I need to find a lender for my clients trying to buy an Owner occupied property,,,, here's the catch it's literally next door.

This is the most difficult deal I've worked on thus far We can't find anyone willing to finance them for this purchase as a primary.

If someone loves challenges you may get compensated some serious Cash here. They've already gotten approved with Wells but their rate is @ an unbelivable 8.875% FIXED

BORROWER: Roberto XXXXXX
Middle Fico 676
10% down 90 ltv. FUll docs, the problem is also that their DTI ratios are over 60% Their ready, willing and right now BORROWERS.

Whoever wants to get paid on this one better give me a call ASAP!!!!!!! I'll give their info, credit viat email 1003 pdf.

949-307-0510
ASK for Marc Paul

LENDERS WANTED YESTERDAY

Whomever is hungry will be feed @ least 2points on this one. As long as I get a commitment sent to the Listing agent from the bank.
I have 2 more purchases on the way, but this is the most imperative one that needs ALL MY ATTENTION.

Thanks


Edited by born2sell_81 (09/27/07 07:57 PM)

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#172305 - 09/27/07 07:14 PM Re: WHO WANTS MY CA. LOAN? [Re: born2sell_81]
Loan Diva Offline
Veteran Member

Registered: 12/17/06
Posts: 648
Loc: SoCal
I can't believe you are posting your client's name & credit info on here!

Mods, please!!!!

And this is an offer to co broker?
_________________________
The Loan Diva

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#172314 - 09/27/07 07:58 PM Re: WHO WANTS MY CA. LOAN? [Re: Loan Diva]
born2sell_81 Offline
Member

Registered: 05/02/07
Posts: 104
Loc: California, Orange county
Is that better? Geezzz you are a DIVA !!! RRRRRRRRRR!


Yes it tis

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#172318 - 09/27/07 08:17 PM Re: WHO WANTS MY CA. LOAN? [Re: born2sell_81]
Greg Phillips Offline
Mortgage Professional
Veteran Member

Registered: 01/26/05
Posts: 1372
Loc: Lancaster, Ohio
No Ratio. Flagstar bank. They call it Niva.
_________________________

"Closing Mortgages Since 1999"
Web: Mortgage Loans Message Board Blog

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#172331 - 09/27/07 09:05 PM Re: WHO WANTS MY CA. LOAN? [Re: Greg Phillips]
Prodigy Offline
Veteran Member

Registered: 11/15/05
Posts: 724
Loc: Riverside County, California
BofA will go to 70% DTI through their retail channel. Their retail rates are very similar to their wholesale rates so you should go retail for the reduced cost. Call me if that sounds like an option, I will give you a great referral.
_________________________
Adam Clarke
Commercial and Residential Lending Specialist
access commercial finance
Direct: (951) 318-1162
Small Business Success

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#172504 - 09/28/07 02:14 PM Re: WHO WANTS MY CA. LOAN? [Re: Prodigy]
Loan Diva Offline
Veteran Member

Registered: 12/17/06
Posts: 648
Loc: SoCal
Oh gee I am SO very sorry that I had the tamarity to attempt to get you to protect your client from identity thieves.

Really elevates the status of the profession when LOs behave this way.
_________________________
The Loan Diva

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#173438 - 10/03/07 08:57 AM Re: WHO WANTS MY CA. LOAN? [Re: Loan Diva]
Greg Phillips Offline
Mortgage Professional
Veteran Member

Registered: 01/26/05
Posts: 1372
Loc: Lancaster, Ohio
I did not see that but I wish I had. What did you post?
_________________________

"Closing Mortgages Since 1999"
Web: Mortgage Loans Message Board Blog

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#173496 - 10/03/07 11:36 AM Re: WHO WANTS MY CA. LOAN? [Re: Greg Phillips]
Loan Diva Offline
Veteran Member

Registered: 12/17/06
Posts: 648
Loc: SoCal
Greg,

The OP posted his borrowers social security number along w/FICOs & the borrowers name which I happened to find absolutely unconscionable.

He then posted the insulting post above.

And continued to offer to co broker.
_________________________
The Loan Diva

Top
#173602 - 10/03/07 06:08 PM Re: WHO WANTS MY CA. LOAN? [Re: Loan Diva]
Greg Phillips Offline
Mortgage Professional
Veteran Member

Registered: 01/26/05
Posts: 1372
Loc: Lancaster, Ohio
That was really stupid! Way to protect your borrower. That is as negligent as throwing away borrower information into a trash can without shredding it.

So did you learn your lesson born2 sell?
_________________________

"Closing Mortgages Since 1999"
Web: Mortgage Loans Message Board Blog

Top
#175258 - 10/12/07 02:12 PM Re: WHO WANTS MY CA. LOAN? [Re: Greg Phillips]
Loansman Offline
Member

Registered: 09/07/07
Posts: 51
Loc: Pa
Run it DU you idiot.

Top






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