This is my 1st VA loan and the house that I listed does not look like it is going to appraise for the sales price. It's not even a little off...more like $12,000 off. There are comps that are very close, but the appraiser is being absolutely unreasonable. This house had 2 full price offers within 2 weeks of going on the market. So, I don't know where to go from here. Does anyone have any suggestions?

Conventional, for 1.

Many things can affect an appraisal and be required to be repaired before a VA loan can close. Many are safety issues, such as stairs with no railings or back doors without decks. The home cannot be in disrepair. It needs to be livable and in decent condition.

First of all, the VA will allow you to do what is called a reconsideration of value and request the value to be higher based on other comps not used in the appraisal. Other things that can be done are for you to possibly take a slightly higher rate and have your lender credit you back some money to offset the difference. If you cannot come up with the money to cover the difference yourself, the seller would ultimately have to come down on the price to what the house appraised at. The VA loan can only go up to the lower of the sales price of the appraised value.