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#119153 - 12/05/06 11:13 AM Home insurance in Florida (for second home)
Pathfinder Offline
Member

Registered: 03/08/06
Posts: 70
Loc: Miami, Florida
Insurance rate has been skyrocketing in Florida, and after so many companies pulled out of the state, those home owners that are unable to get insurance elsewhere are forced to buy insurance from Citizens. Now Citizens is raising about 68% and an additional 57% next year and that does not include what Wilma did last year.

Anyways I currently own a home, and bought a second home but I need to remodel it before I can move in. The remodeling may take about six months. After I move in I will sell the current home, or I may wait depends on the market conditions. Right now it is hard to sell. So basically I might be stucked with two homes.

I just received a notice from Citizens saying that they will now only insure the primary residence and not second homes. So while I have two homes, I cannot get anyone to insure the second home.

Any advise how to get coverage for a second home?

Thanks,

PF

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#119154 - 12/21/06 09:33 AM Re: Home insurance in Florida (for second home)
MaxReferrals Offline
Member

Registered: 09/22/06
Posts: 216
Loc: USA
Check with an independent agent.

Many in Florida understand the need, and are looking to secondary A-rated and higher carriers that will underwrite.

It's a tough market; no doubt. But insurers are starting to gradually step forward to fill the demand.

An IA is your best bet to shop for you.
_________________________
" Real Estate by Referral - 'Operations Manual' "
Auto-Pilot System For Agents To Run Their Business 100% By Referral.
Scripts, Letters, How To Ask For Referrals, and More!
http://www.MaximumReferrals.com

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#292216 - 05/27/09 05:10 AM Re: Home insurance in Florida (for second home) [Re: MaxReferrals]
Markee Offline
Junior Member

Registered: 05/18/09
Posts: 8
Loc: So. Florida
Go here to compare Home Owners Insurance in Florida

[url=http://shopandcomparerates.com/HOCompareRates.htm]Compare Homeowners Insurance Rates[/url]

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#297089 - 07/03/09 11:50 PM Re: Home insurance in Florida (for second home) [Re: Markee]
alo no Offline
Junior Member

Registered: 07/03/09
Posts: 1
Loc: ca
Thank you so much

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#406251 - 05/05/12 02:57 PM Re: Home insurance in Florida (for second home) [Re: MaxReferrals]
shurdul Offline
Member

Registered: 04/26/12
Posts: 47
Loc: USA
Originally Posted By: MaxReferrals
Check with an independent agent.

Many in Florida understand the need, and are looking to secondary A-rated and higher carriers that will underwrite.

It's a tough market; no doubt. But insurers are starting to gradually step forward to fill the demand.

An IA is your best bet to shop for you.


Thanks for sharing valuable knowledge.

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