We definitely can't leave home without it. Insurance is the only protection we have against both the natural and man-made disasters, dangers and misdeeds. One must consider insurance a very good investment. Why? Well, If there's one thing I'm sure, it is better to be safe than sorry.

Absolutley. I could't agree with you more. It is better to be safe than sorry. This is also why I tell people to really think hard about their coverages. Because if something does happen it would be a shame to have insurance but not have enough coverage to cover your loss!