What kind of loans are generally available for a owner occupied bed and breakfast? If its pretty much turn key, what kind of documentation does the lender gernerally need to see to feel it can profitable? Would I need at least 40% down to pull this off? At 750,000 a rural yet resort area near the rivers and golf. If open during the main season 140 days, it can easily bring in 142,000 gross a year which would more than cover the maintenance/mortgage/expenses etc. Any ideas? We are anxious to get going on this deal.

Do you have the operating expense statements?
Do you have an old appraisal (no more than 3-6 months)we may be able to use this..
Do you have an application on yourself?
Do you have pics of the property?
Do you have an available survey of the property?

Availabe Terms:
6 month
2 yr Fixed
3 yr Fixed
7 yr Fixed
30 yr Fixed

3 yr and 5 yr ppp

20% down should get the job done. May be able to 10% down.. Need to apply and pull credit.

Let me know if you want ot get this deal done.